Ledgium
Other income
Side jobs, benefits, or rent you collect. Each one splits like a paycheck or goes to one bucket.
Paycheck budget planner for iPhone
Every paycheck, planned.
Ledgium splits each paycheck into bills, essentials like gas and groceries, guilt-free spending, and savings, and puts every bill on the paycheck before it’s due. You always know what’s safe to spend until payday.
Free to download · No account · No bank logins
How it works
A plan for every paycheck, in three steps
Tell Ledgium when you’re paid
Weekly, every 2 weeks, twice a month, monthly, or daily on the days you work. Each paycheck gets its own split.
Add your bills once
Rent, subscriptions, and loans land on the paycheck before they’re due, so they’re covered before you spend.
Spend what’s guilt free
See what’s left, and how much a day you can spend, until your next payday.
Inside Ledgium
Your whole month at a glance
See your whole month
Every bill this month, what’s paid, and what’s left in each bucket.
Bills and paydays together
See what’s due before each payday. Tap + to add a bill or income on any day.
Where each month went Pro
Three months to a year by bucket, and the fixed costs that are creeping up.
Features
Everything your paycheck touches
Bills, income, cards, and debts, all planned around the day you get paid.
Savings goals
Name a goal, like a trip to Italy, set a target, and every payday adds its share. Pause it anytime. More than one with Pro.
Any currency
Dollars, euros, pounds, pesos, yen, or any other currency in use today.
Face ID lock
Keep your budget private, even on a phone you share.
Spreadsheet import
Bring your bills in from a CSV file. Export anytime with Pro.
Card bills Pro
Card purchases gather into a monthly card bill that counts down as you pay it, with what you owe on every card.
Debts Pro
Loans, card balances, and payment plans, with your progress and an estimated payoff date.
Bill reminders Pro
A heads-up before bills are due, and a warning when guilt free runs low.
Widgets Pro
Guilt free left, right on your Home Screen and Lock Screen.
Card guide Pro
Which card earns the most cash back or points for dining, gas, and more. Each card shows what it’s best for.
Custom paydays Pro
Paid on an irregular schedule? Pick every payday of the year.
After bills Pro
What stays in your bank account from each paycheck once its bills are paid and your credit cards are paid off.
Privacy
Your budget stays yours
Ledgium has no account and no server. Your budget lives on your iPhone and in your own iCloud, where only you can see it.
- No account to create
- No bank logins, ever
- No ads or tracking
- Private iCloud sync
Ledgium Pro
More ways to plan
The paycheck budget is free. Pro adds the extras. Monthly and yearly plans start with a free week, or unlock Pro once with Lifetime.
Try Pro free for 7 days on a monthly or yearly plan.
- TrendsThree months to a year by bucket, and how fixed costs creep.
- After billsWhat stays in your account once each paycheck pays its bills and cards.
- Months aheadThe next six months’ income, bills, and surplus, planned.
- Bill remindersA heads-up before bills are due.
- Card billsMonthly card bills, and what you owe on each card.
- Debt payoffProgress and a payoff date for loans and balances.
- WidgetsHome Screen and Lock Screen.
- Savings goalsMore than one goal at a time.
- Unlimited bucketsAs many ways to split your paycheck as you like.
- Multiple jobsA pay schedule for each job or earner.
- Custom paydaysPick every payday of the year.
- Card guideWhich card earns the most for each kind of purchase.
- Shared expensesWhat you cover for others.
- CSV exportTransactions and bills for any dates.